Do Online Therapy Providers Take Insurance?

Online therapy insurance coverage may sound difficult to understand, but most accredited and verified online therapy providers will be in-network with most major insurance companies. Because of several laws that have been put into place regarding addiction treatment and mental health care, insurance companies now legally have to include coverage for these types of care as essential health care.

Online therapy has become increasingly popular as life has moved more online than ever before. Appointments are more flexible and can be attended from the safety and comfort of one’s own home, providing additional convenience, and as options become available, immunocompromised patients and others who cannot leave the house are still able to get the mental health care they need.

Because of this growing trend toward online therapy, insurance companies have been forced to adapt. Many have expanded their policies to cover telehealth and virtual therapy services, covering costs like an in-person visit. Online therapy providers who offer professional mental health treatment from educated and accredited therapists are happy to work with these companies to be able to provide consistent treatment to the people who need it most.

To discover how mental and behavioral health care programs can help patients at You Behavioral Health via our online platform, give us a call at (855) 206-2268 to get started.

Steps You Can Take to Find Online Therapy Providers That are Right for You

When you do an internet search for online therapy, it can be hard to know which places are good, which places can help, and which are right for your unique needs. Here are some steps you can take to figure out which online therapy organization will help you:

• Visiting their website and getting to know a bit about what they offer to see if their services suit your needs and if the therapy methods they offer are what you are looking for
• Checking their website for accreditations, verifications, and education of the therapists
• One of the first steps you can take is to determine if they accept your insurance by calling or checking their website. You will likely want to know how you are going to pay for therapy before getting started

On the other side of the coin, some red flags you may want to watch out for in a virtual therapist include the following:

• Promises that they can make you better within a specific timeline. This type of promise is false and is often made by those who mean to take advantage of your vulnerability to make money
• Several poor ratings from past users of their services, although these in themselves may not tell the whole story, so it is important to read with a critical eye
• No mention of accreditation or verification of their professional’s credentials because unfortunately, anybody can go online and say they are a doctor or therapist

Advantages of Online Therapy

Some of the main advantages of online therapy over in-person therapy are:

• Convenience – receive care from the comfort of your own home and on your schedule so you can get the treatment you need in the evening, on your lunch break, or when the kids are at school. Online therapy is also a great option for people who need to travel for work
• Accessibility – virtual therapy is a perfect solution for busy people and those with mobility issues or who lack access to mental health services in their community. This will provide you with the regular therapy you need to keep life on track and improve your well-being no matter where you live
• Discretion – you do not need to worry about people seeing you walking into a therapist’s office, and mental health care providers in the US are legally required to keep your information and sessions private. Your sessions will not be recorded, and nobody else will be in the room. The conversations you have are completely confidential
• Effectivity – you will receive the same level of care as an in-person therapy appointment, including the same types of treatments and the same level of attention, so you can work to improve your mental well-being and your quality of life during each session
• Social distancing – Online treatments and therapies have been increasingly popular since the beginning of the COVID-19 pandemic and the varying social distancing policies that came with it. People were unable to or unwilling to meet face-to-face with treatment providers, so the industry adapted to better accommodate patient needs.
• Less intimidating – There has also been an ongoing cultural shift regarding socializing, working, and attending online classes. People are increasingly becoming more comfortable with texting and Zoom meetings over in-person conversations, and many are now finding online therapy a less-intimidating option.

You Behavioral Accepts Most Insurances

Online therapy insurance coverage does not need to be a confusing concept. If you are considering online therapy to treat your mental health conditions, or if you are at a point in your life in which you feel you would benefit from speaking to a therapist, counselor, or psychiatrist but are not sure you can afford it, please feel free to contact us at You Behavioral Health.

Every insurance provider is different, with each provider having their own rules surrounding the types of programs, therapies, and the number of sessions they will cover. State regulations also determine coverage based on which state the patient and the therapist are in during treatment. Instead of direct billing, some insurance companies will have you pay for treatment in full and then apply for reimbursement, while others will have specific copays and deductibles you have to meet, so it is always a good idea to check your specific coverage before beginning treatment, either by calling your insurance company or asking your rehab center about insurance verification.

If you have symptoms of anxiety, depression, post-traumatic stress disorder, or any other mental health disorders and are considering seeking online treatment for your issues, please contact You Behavioral Health today.

We are a fully online provider, offering confidential, safe, and effective virtual treatment options with tailored treatment plans that work to fit your unique needs. All of our clinicians and therapists are licensed, accredited, and verified, so you can trust their professional guidance as you work through life’s stresses and issues from the comfort of your own home. Treatments will be of the same or better quality than you would receive in an in-office therapy meeting, with guaranteed confidentiality.

You Behavioral Health treats many mental health conditions and is in-network with several major health insurance companies like Aetna, Cigna, United Healthcare, and Humana. Our team will be happy to help you determine if telehealth therapy is covered and whether out-of-pocket fees will be due.  

Please call our team today to learn more about the types of mental health treatment and therapies we provide, discuss your treatment options, or get help verifying your insurance coverage. We also have an easy-to-use section on our website where you can input your information for a free online insurance check. Let us help you, we are only a phone call away, and we can help you make the changes in your life that you need to be happier and healthier. Contact us at (855) 206-2268 to learn more about our platform, clinicians, and the mental health conditions we treat.